Custom Painting Inc
Commercial Painters Bay Area: Bonded and Insured IS Important

It doesn't take just one or a couple of steps when hiring the ideal commercial painter Bay Area. There is a lot of serious work to be done – after all, you don't want to experience the frustration of getting a contractor who doesn't meet all the pertinent requirements and qualifications.

You may have likely heard of the phrase “bonded and insured” as one of the things require from professional painters. But is being “bonded and insured” from painters important to you as a client? The answer is simply, yes! It will benefit you, as a client, in a lot of ways. But what does being bonded and insured mean for professionals like a commercial painter?

Bonded
Being bonded means that a painting contractor has purchased a surety bond. A surety bond is a financial guarantee or a contract that protects clients in case the painting contractor has committed a fraud or unethical practices.

There are three parties involved in a surety bond:

  • Principal – the party who purchases the bond. In this case, the principal is the painting contractor.
  • Obligee – the party who will receive the bond. In this case, the obligee is the customer.
  • Surety or guarantor – the party who produces the bond and assures to the obligee that the principal can perform his obligations.

When the principal purchases a surety bond, it is given that the principal has agreed to follow the local, state and federal laws that regulate the industry they're in. If the principal fails to do their obligation or commits a violation, the client can file a claim against the principal's surety bond.

For instance, you hire a painting contractor and the workers end up stealing your flat-screen TV. You will file a claim against the painting contractor's surety. If the claim is proven after a thorough investigation, the surety will pay you the full amount of your stolen TV. In turn, the principal will have the responsibility of compensating the surety.

Not all states require professional painters to be bonded. However, some states do see professional painters as contractors. Because of this, professional painters are required to obtain a contractor's license; but in order to do that, they should first carry a contractor's bond.

Other states, though, consider painters as separate from the other professionals or see them as specialty contractors. Painters in these states might be able to carry a business service bond. Although not required by law, a business service bond can serve as a good marketing scheme and provide protection to their clients against possible fraud and malpractice.

Insured
Being insured means that a company is protected from anything that might happen while it is providing the service to the customers.

Let's say a worker paints your roof, falls off and injures himself. What if the company this painter works for isn't insured? You will have to answer the worker's medical expenses. You would be in for bigger trouble if the worker potentially sues you. Then the claim will be filed against your homeowner's insurance, which may even lead to its cancellation.

If the company this painter works for is insured, then the claim will be filed against the company's insurance. That leaves you not being financially or legally responsible for anything at all.

That's why when you are looking for a professional painter, you should ask them if they're licensed. In California, when painting contractors are licensed, they are also required to carry a worker's compensation insurance and a liability insurance. Ask them for valid documentations for licensing and insurance.

Truly, clients prefer a commercial painter Bay Area who is well bonded and insured. It is an assurance that the company is legitimate, credible and trustworthy, and working with such a painter gives clients a total peace of mind.

Swatch Book


 

Fremont, Hayward Area
(510) 795-0903

Livermore, Dublin, Pleasanton Area
(925) 294-8062

San Ramon, Danville, Alamo Area
(925) 866-9610

Walnut Creek, Concord Clayton, Pleasant Hill Lafayette, Orinda Area (925) 686-0903


AS OF 2006, THE CONTRACTORS STATE LICENSE BOARD REQUIRES ANY CONTRACTOR THAT DOES HOME IMPROVEMENT WORK EXCEEDING $500.00 TO HAVE A STATE APPROVED CONTRACT SIGNED BY THE HOMEOWNER AND THE COMPANY THAT IS DOING THE WORK. THE CONTRACTOR IS ALSO REQUIRED BY LAW TO HAND YOU A FORM THAT LETS YOU KNOW WHETHER THEY DO OR DO NOT CARRY LIABILITY INSURANCE.

Did you know there are over 16,000 painting contractors in California? Custom Painting, Inc. suggests that you please choose wisely.

Testimonials
Your carpenters are very neat and professional, we are happy with all the work they did in our home. [more»]
Mary Chu
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Your crew was very professional and on time every morning. My home looks beautiful and I will tell everyone I know what a great job you did. [more»]
Lori Bond
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We are very happy with the work your company did in our home. Gene made us feel at ease with the process of the work. [more»]
Nina Robinson
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Your men are everything I was looking for in a painting business. Thank you. [more»]
Barbara Baxter
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Mark please forward this to Norman. Norman was prompt with his calls and when we had appointments for the estimate and color consultations. [more»]
Stan Cartwright
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Great job we enjoyed your guys please use us as a reference. [more»]
Marty Tritt
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Sergio and his crew did a wonderful job on my house. They were clean and detailed. Thanks for a wonderful job. [more»]
Michelle Keanrey
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My wife and I couldn’t be more pleased with the work Pablo and the guys did at our home. Pablo helped us with a couple of issues of where colors should start and stop. [more»]
Greg Parson
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Thank you for the great job. Your guys are nice. [more»]
Mark Applegate
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I am a very picky person when it comes to my home and I would like to thank you for the most pleasant experience I have ever had with anyone that has work in my home [more»]
Ann Wong
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Kevin thanks for the pleasant experience. [more»]
Mike Lipton
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Love the work done at my home. My friends are jealous because my home looks fantastic. [more»]
Nancy Yin
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Rick and Gene did a perfect job installing my molding. Not only was the job impeccable but their clean up every day was excellent. [more»]
Amy Johnson
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Just want to let you know your guys did a great job. [more»]
Pat Slater
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I would like to thank Custom Painting for one of the easiest painting experiences I have had. Kevin’s quick response to my phone calls was unexpected and I was very pleased. [more»]
Chris Newman
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Mark thanks for the excellent service your company gave me. From the time your estimator showed up (on time) until the painters left, it was a very pleasant experience.... [more»]
Steve Cheonis
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Residential & Commercial Painting Services, Custom Molding Installation, Acoustic Ceiling Removal by Custom Painting, Inc. – We are a Licensed and Insured Provider working across the Bay Area, the East Bay, San Ramon, Danville, Livermore, Fremont, Pleasanton, Concord

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